Actuarial Analyst

Key Responsibilities

• Analyze trends in experience data and develop assumption recommendations with supporting rationale
• Support assumptions related to variable annuity riders including GMDB, GMIB (Traditional and Hybrid), GMWBL, GMWB, and GMAB
• Work with assumptions such as deferred mortality, payout mortality, lapse, partial withdrawals, GMIB annuitizations, and GMWB utilization
• Review experience study data for accuracy and completeness; implement additional controls as needed
• Drive consistency, accuracy, and continuous improvement across experience studies
• Ensure experience study processes, particularly spreadsheet-based workflows, are transparent, repeatable, and well-controlled
• Prepare and present decks and detailed memorandums for assumption proposal approval by senior management
• Contribute to timely and accurate reporting of mortality and policyholder behavior experience
• Perform quarterly data reconciliations between experience studies and other data sources
• Maintain up-to-date process documentation
• Partner with modeling teams to implement approved assumptions into actuarial models
• Support structural, design, and process improvements by collaborating with IT and external vendors on transformation initiatives
• Assist with internal and external audits, including walkthroughs and responses to auditor inquiries
• Collaborate cross-functionally with teams such as IT, Valuation, Finance, and external modeling partners
• Support future transactions through ad-hoc analyses related to experience studies

Required Qualifications

• Bachelor’s degree in Mathematics, Actuarial Science, Finance, or a related discipline
• ASA, Career ASA, or newly credentialed FSA
• 5–6+ years of experience in actuarial, insurance, or financial services roles
• Advanced Microsoft Excel skills; proficiency with SQL Server, Power BI, R, or Python; PowerPoint experience preferred
• Strong analytical skills with the ability to apply actuarial concepts to solve complex or ad-hoc business questions
• Solid understanding of insurance products, regulations, and insurance company structures
• Strong written and verbal communication skills with the ability to collaborate effectively across teams
• Ability to manage multiple priorities and deadlines in a fast-paced environment
• Demonstrated interest in professional growth and willingness to rotate across actuarial functions
• Experience improving processes and implementing appropriate controls
• Prior exposure to variable annuity products preferred
• Comfortable working in a cross-functional team environment