Corporate Credit Analyst

About

Are you a credit professional with a sharp analytical mind and a passion for leadership? Our client is seeking a Corporate Credit Analyst – Team Leader to mentor a talented team, elevate credit quality, and influence strategic decisions in a fast‑paced financial environment. If you thrive on problem‑solving, team development, and producing high‑impact credit applications — this role is for you.

Duties & Responsibilities

Leadership & Team Development

• Lead and manage a team of Credit Analysts, ensuring high-quality output and optimized performance
• Foster a culture of continuous learning through coaching, upskilling, and onboarding support for new starters
• Collaborate effectively with cross-functional teams including Front Office, Legal, Compliance, and broader Credit divisions

Credit Application Preparation & Review

• Oversee and prepare high-quality credit applications, ensuring seamless presentations to senior management committees
• Conduct in-depth analysis of financial statements, market dynamics, and client creditworthiness
• Ensure all applications align with internal credit policies, regulatory requirements, and risk frameworks

Deal Origination & Evaluation

• Participate in pre-deal discussions to shape deal structuring and provide effective credit solutions
• Manage deal flow, resource allocation, and turnaround times to drive operational efficiency
• Support analysts on complex presentations, ensuring accuracy and high-quality delivery

Risk & Compliance

• Maintain strong awareness of the broader credit environment and apply sector insights to decision-making
• Manage post-approval processes by liaising with Legal and Compliance to ensure correct sanction documentation

Stakeholder & Relationship Management

• Build collaborative internal relationships to support operational success
• From time to time accompany Portfolio Managers on client visits to understand business operations and risk drivers

Ad‑hoc Projects

• Support the Credit Manager with data clean‑up and other special initiatives

Skills & Experience

• Minimum 3–5 years’ experience in credit risk management within the commercial or corporate environment
• Strong analytical ability with deep understanding of financial statements and credit ratios
• Familiarity with the National Credit Act
• Strong financial and business acumen

Qualification

• BCom degree (Finance / Accounting)
• Postgraduate qualification or professional certifications (CA, CFA, CIMA, MBA) advantageous

Contact

Kayla Reddy – kreddy@communicate.co.za

Connect with Us

Visit www.communicate.co.za to register your CV and explore more Finance opportunities.

Application Note

If you haven’t heard back within two weeks, please consider your application unsuccessful. Your profile will remain on our database for future opportunities.

Package & Remuneration

• R 660 000 – R 720 000 – Annually