Credit Analyst

Position Summary

The Credit Analyst is responsible for various functions including supporting and performing credit underwriting activities, following CFC lending practices and basic CFC operations as they relate to supporting portfolio and account managers.

Primary Responsibilities

• Prepare Borrower Risk Ratings with minimal guidance using fiscal year end audited financial statements.
• Complete audit reviews, alert Associate Vice President (AVP) and management to issues noted in the audit and assist in the resolution.
• Run routine reports on team’s loan portfolio and perform follow-up items as requested.
• Assist with loan origination and underwriting of credit recommendations and all other types of credit actions.
• Assist with gathering, consolidating and analyzing financial and other data
• Assist with mortgage compliance issues and resolutions.
• Run note-buyout, loan amortization and refinance scenarios.
• Run interest rate conversion scenarios.
• Assist portfolio and account managers with all account management functions.
• Spread financials using Moody’s Software.

Required Skills

• Credit Risk
• Financial Acumen
• Financial Statement Analysis
• Financial Modeling
• Loan Documentation
• Report Writing
• Salesforce
• Standard Accounting Practices

Required Competencies

• Analytical Skills
• Client Services
• Collaboration
• Detail Oriented
• Interpersonal Communications
• Time Management

Required Certification/s:

Educational Qualifications Preferred

Category: Bachelor’s Degree Field specialization: Accounting, Finance or related field

Required Work Experience

Years of experience: 0 to 2 years Industry: Bank, financial institution or financial services company.

Work Environment Details:

Travel:

Physical:

We offer a comprehensive benefits package that includes hybrid work options; annual incentive opportunities; an employer-paid pension plan; 401(k); medical, dental and vision insurance; a generous leave policy; onsite gym; and more—all in a friendly, professional work environment. For additional information, please visit our website at www.nrucfc.coop. CFC is an Equal Opportunity Employer committed to workforce diversity.