Lead Analyst: Profitability

About Capitec Bank

Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.

To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We’re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn’t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.

Purpose Statement

The Lead Analyst: Profitability plays a critical role in shaping business strategy by turning complex financial and data insights into clear, actionable profitability intelligence. Positioned within Finance, the role partners closely with the business to deeply understand revenue and cost drivers across products, transactions and distribution channels. Initially focused on supporting Personal Banking Credit, the role offers exposure to broader profit centres over time, making it a unique opportunity to influence performance at scale. By combining strong financial acumen with advanced data analytics capabilities (SQL and Power BI), this role delivers insight that directly informs decision-making, drives sustainable growth, and contributes to the overall success of the division and the bank.

Experience

• 2 - 4 years' experience in analytical roles that included exposure to activity-based costing and project appraisal, leading projects and engaging with senior management
• Proven experience in building activity-based cost models and constructing business cases
• 2 - 4 years' experience within financial services

Qualifications (Minimum)

• Bachelor's Degree in Accounting - Financial Accounting or Mathematical Sciences

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Mathematical Sciences

Knowledge

• Activity based cost models
• Forecasting and budgeting
• Financial mathematics
• Capital cost calculations

Skills

• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Programming skill (SAS, SQL, R, Python)
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Analytical Skills