Portfolio Finance Analyst

Overview

We are seeking an individual who will play a critical role within Lakeview’s Early Buyout Opportunity (“EBO”) team. The Portfolio Finance Analyst will be a key contributor to portfolio operations at Lakeview by collaborating on the GNMA buyout strategy, concurrent warehouse financing and operational execution, agency repooling, data analytics, investor reporting, liquidity planning, modeling cash flows, and supporting MSR Portfolio Management. This individual is expected to work closely with the EBO operations and Mortgage Servicing Right (“MSR”) portfolio management teams in addition to collateral, treasury, subservicing oversight, and external counterparties. Our ideal candidate will be highly analytical with a strong background in finance and process optimization.

This is a hybrid position, reporting to one of our office locations three days per week (Tuesday through Thursday). Office locations include Charlotte, NC; Coral Gables, FL; Denver, CO; and NYC. We offer a competitive salary range of $70,000 to $90,000, an annual bonus, 401(k) company match, and comprehensive medical benefits starting on day one. Compensation may vary based on experience, location, and other job-related factors.

About Lakeview Loan Servicing, LLC

Lakeview Loan Servicing, LLC (“Lakeview”) is the largest owner of mortgage servicing rights in the country. What does that mean? We help more than 2.6 million customers per year manage the investment they’ve made in their homes.

About MSR & EBO Portfolio Management

The Bayview Mortgage Servicing Rights (“MSR”) Fund, along with its wholly owned subsidiary Lakeview Loan Servicing (“Lakeview”), is the largest of Bayview’s funds. Lakeview is the top servicer of agency MSRs in the United States, and actively sources new MSRs across its origination platform and bulk and co-issue MSR businesses.

MSRs are essentially interest-only (“IO”) cash flow strips on underlying pools of mortgages. Like IOs on any other callable bond, MSRs are susceptible to prepayment and credit risk. The MSR owner is entitled to many different income and expense cash flows. On a single MSR asset, we model and monitor over 60 types of cash flows.

Early Buyout Opportunities (“EBOs”) refer to the ability of a mortgage servicer – most commonly in government-insured pools like those guaranteed by Ginnie Mae (“GNMA”) – to repurchase delinquent loans out of a securitized pool once they meet specific criteria (typically 90+ days delinquent).

Responsibilities

• Develop an in-depth understanding of Lakeview’s early buyout program, including but not limited to buyout strategy, warehouse financing, agency pooling and redelivery, compliance requirements, agency guidelines, custodial agreements, and whole loan transactions
• Work closely with internal stakeholders and external counterparties on all pricing, operational execution, investor reporting, and portfolio management initiatives
• Produce detailed reporting on portfolio performance, including but not limited to cash flow forecasts, liquidity projections, valuation comparison analytics, collateral, fund performance, and sensitivity analysis across various return metrics
• Retrieve, reconcile, and analyze data and documents to facilitate due diligence associated with financing, loan sale, funding, agency repooling, or securitizations
• Determine and underwrite appropriate performance assumptions for opportunistic buyout proposals
• Perform detailed quantitative analysis of EBO economics and provide actionable recommendations to the portfolio management team
• Identify financing opportunities in accordance with warehouse lender deal parameters and covenants to support portfolio best execution
• Manage deal oversight, ensuring timely and accurate execution
• Contribute to automation initiatives by building new processes and/or streamlining existing procedures
• Ensures policies and procedures are accurately documented and maintained

Qualifications

• 1-3 years of relevant experience in any of the following areas: operations (warehouse, treasury, capital markets, FP&A, structured financial products, finance, or secondary marketing)
• Bachelor’s degree in Finance, Economics, Accounting, Business, or a related field
• Great attention to detail and highly self-motivated
• Advanced Excel and Microsoft Office proficiency
• Exceptional analytical, problem-solving, and critical thinking skills
• Excellent organizational and communication skills
• Ability to deal with advanced problems involving multiple facets and variables in standardized or specialty situations
• Comfortable working with large data sets and modeling portfolio cash flows; experience analyzing and reconciling deal-level data
• Demonstrated professionalism, accountability, and reliability
• Required SQL working knowledge
• Experience with Python, Tableau/PBI, VS Code, LLMs/AI Agents, Cursor, CAS preferred
• Previous experience with loan servicing, operations, or portfolio management is a plus

Lakeview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence, and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.