Product Manager (Payment Domain)

Job Description

Experience as Product Manager / Product Owner/ Corporate Card Journey for a large scale, complex and time-sensitive project in Cards and Payment, with Banking Knowledge. American Express experience is a plus.

Key Requirements

• Highly experienced professional with a strong background in cards, encompassing the card lifecycle and the corporate card journey for Banks and FinTechs
• Knowledge of accounts receivables, payments and Banking concepts is required, as the project is in this domain
• Define product vision, roadmap, and strategy for payment solutions aligned with client objectives
• Conduct in-depth data analytics to identify trends, patterns, and insights that drive business decisions
• Familiarity with merchant acquiring, POS systems, and payment gateways.
• Ensure compliance with regulatory standards and security requirements in payment systems
• Knowledge of payment networks (Visa, Mastercard, RuPay, AmEx), payment processors, and issuing/acquiring models.
• End-to-End Product management support across workstreams, handling dependencies, prioritization and changes
• Exposure to emerging payments (tokenization, contactless, wallets, real-time payments, BNPL).
• Hands-on experience with card lifecycle management: issuance, authorization, clearing, settlement, dispute management, and chargebacks
• Familiarity with banking regulations & compliance impacting payments (PCI-DSS, AML, KYC, interchange, scheme rules).
• Exposure to digital banking platforms, core banking integration, and merchant acquiring system
• Must be excellent communicator and has track record of working with senior stakeholders.
• Must have experience managing large programs for Banks and FIs
• Plan and execute PI ceremonies and should be able to articulate Capabilities/Features/User stories
• Working knowledge of card processing platforms (e.g., FIS, Fiserv, TSYS, Worldline, Marqeta, M2P, etc.)

Mandatory Skills

• A strong background in cards, encompassing the card lifecycle and the corporate card journey specifically within banking and fintech sectors, is required
• Collaborate with cross-functional teams (business, technology, operations) to deliver innovative payment products.
• Manage end-to-end product lifecycle: ideation, requirements gathering, prioritization, and execution.
• The candidate must have a track record of successfully delivering reporting capabilities, dashboards, and data plumbing solutions.
• Hands-on experience with data reporting tools is a plus
• A working knowledge of Rally, Jira, SAFe Agile methodologies, software development lifecycles, release planning and migration processes, and testing practices is also required.
• Excellent PowerPoint skills and ability to create a compelling presentation.

Desired/ Secondary Skills

• MBA or equivalent degree in Business/Finance/Technology
• 6–10 years of experience in Product Management, preferably in Payments or Banking domain.
• Strong understanding of payment systems (cards, UPI, wallets, cross-border payments, ISO 20022, etc.).
• Strong understanding of banking products, services, and regulatory requirements.
• Proficient in data analytics and comfortable using data to drive product decisions.
• Excellent communication and stakeholder management skills

Total Years of Experience

12 Years