Risk Analyst

A boutique wealth management firm in Upington, Northern Cape requires a Risk Analyst for holistic financial planning and investment advice. You will conduct needs analyses, develop tailored plans, recommend investment and insurance products, and conduct regular portfolio reviews. The role services a portfolio of high-net-worth clients.

Responsibilities

• Provide strategic financial advice to senior management and the board on financial performance, risk, and growth opportunities.
• Develop annual budgets and rolling financial forecasts, monitoring performance and providing variance analysis with detailed commentary.
• Analyse credit applications and financial statements to assess creditworthiness and make recommendations on lending decisions.
• Manage cash flow and working capital effectively, including preparing cash flow forecasts and managing banking relationships.
• Develop and implement financial policies, procedures, and internal controls to safeguard assets and ensure information integrity.
• Lead and manage the external audit process, preparing audit files, responding to queries, and ensuring timely sign-off of financial statements.
• Oversee preparation and presentation of accurate monthly management accounts, financial statements, and board reports.

Requirements

• Strong commercial awareness and business acumen to understand the broader context of financial decisions.
• In-depth knowledge of International Financial Reporting Standards, tax legislation, and the Companies Act in South Africa.
• A minimum of five to seven years of progressive experience in financial management, investment analysis, or a related field.
• For credit roles, thorough understanding of credit risk assessment methodologies and experience with credit rating models.

Qualifications

• Bachelor of Commerce Honours in Finance or Accounting