Senior Credit Risk Analyst at Jobberman Nigeria Recruitment | Jobberman

Responsibilities: • Reviewing loan applications for potential risks, including an applicant's ability to repay the loan. • Reviewing financial statements to determine the individual or company's ability to repay its loan. • Analysing financial data to assess risk exposure and recommend solutions. • Reviewing of Pos or Contracts, Bridge Finance, Working capital loan, Income discounting, etc • Reviewing a borrower's credit history to determine their risk of defaulting on a loan or other financial obligation. • Credit bureau spooling. • Communicating findings with other team members within the lending institution or other parties involved in the decision-making process. • Monitoring loans to detect signs of financial distress or possible fraud. • Preparing reports, summarizing the findings of the analysis, and recommending the next action to take. • Reviewing business cash flow/projections to determine whether applicants have realistic expectations about their ability to repay loans. • Loan Monitoring and reporting • Prepare weekly and monthly reports. • Preparing and sending the monthly credit bureau report to credit bureau companies. • Ability to motivate team members positively on the job. • Mentoring junior staff on the job. Requirements: • 4-10 years of professional experience, preferably in SME loan review. • Bachelor's Degree in Business Administration, Finance, Accounting, Economics, or related field. • Excellent numerical and analytical skills • Knowledge of all regulatory policies and procedures • Ability to recognize problems and apply Risk Management techniques to address them. • Excellent Leadership, team management, developing, and mentoring. • High-level influencing and interpersonal skills • Excellent verbal and written communication skills • Meticulous attention to detail and accuracy. • Excellent organizational and leadership ability • Analytical mind • Problem-solving aptitude Locations: Lagos and Abuja

Remuneration: NGN 450,000 - 750,000

Work Mode: Hybrid

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