Senior Manager, Flood Product Management

Overview

This role provides primary ownership and day-to-day leadership of SageSure's Flood portfolio strategy, execution, and performance. The Senior Manager will drive analysis, planning, development, and cross‑functional coordination across the Flood lifecycle, from market strategy and pricing through launch and optimization.

While this role carries significant ownership of portfolio initiatives and outcomes, ultimate accountability for enterprise‑level strategy, capital allocation, and final approvals resides with senior leadership. Success requires strong independent judgment, proactive leadership, and the ability to elevate clear, data‑driven recommendations for executive decision‑making.

This role requires a strong combination of strategic vision, product management discipline, analytical rigor, and the ability to influence across internal and external stakeholders.

Performance will be measured by profitable growth, disciplined economics, operational execution, and the clarity of strategic insights delivered to leadership.

What You'd Be Doing

Portfolio Strategy & Planning

• Lead development of the Flood product vision and multi‑year roadmap
• Identify growth, modernization, and expansion opportunities
• Build business cases evaluating cost, benefit, risk, and capital impact
• Define KPIs and performance targets aligned with enterprise objectives
• Present structured recommendations to senior leadership for alignment and approval

Product Development & Execution Leadership

• Own product requirements, pricing strategy, and target margin development
• Drive cross‑functional execution across Technology, Ops, Underwriting, Actuarial, and Data
• Oversee implementation of rating, underwriting rules, workflows, reporting, and UI updates
• Support state expansion efforts including modeling, underwriting alignment, and filings
• Maintain visibility into execution risks and escalate trade‑offs appropriately

Modeling, Analytics & Data Stewardship

• Lead development of reporting infrastructure for production, claims, profitability, and capital monitoring
• Partner with CAT Modeling to support flood risk quantification and portfolio analytics
• Develop dashboards tracking P&L, take‑up rates, loss curves, and return periods
• Perform segmentation and performance analysis to inform pricing and underwriting refinements
• Elevate performance insights and risk considerations to senior leadership

Go‑to‑Market & Performance Management

• Coordinate launch readiness and support agent enablement efforts
• Conduct structured post‑launch reviews and recommend adjustments
• Monitor production, claims, and profitability trends
• Drive continuous improvement initiatives to enhance growth and operational efficiency

Carrier & Reinsurance Partnership Involvement

• Serve as the primary working lead for carrier and reinsurance engagement
• Analyze and evaluate treaty structures, economics, and risk exposure
• Prepare clear, decision‑oriented summaries for leadership review
• Support negotiation strategy and partner alignment, with final approvals owned by senior leadership

We're Looking for Someone Who Has

• 7–10+ years of P&C insurance experience, with at least 5 years in product management, underwriting, analytics, or related roles
• Direct experience with Flood or catastrophe exposed property products
• Strong background in pricing, modeling, and product analytics
• Experience managing roadmaps, go‑to‑market initiatives, and portfolio performance
• Demonstrated ability to operate independently while aligning closely with executive leadership
• Strong analytical and problem‑solving skills with a structured, data‑driven approach
• Excellent written and verbal communication skills, with the ability to present executive‑ready insights
• Bachelor's degree in business, finance, insurance, mathematics, economics, or related field
• Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word)

Preferred Requirements

• MBA or advanced degree in a related field
• Experience reviewing and supporting negotiation of property reinsurance agreements
• Deep understanding of catastrophe modeling and flood risk quantification
• Experience supporting regulatory filings and state expansion initiatives
• Familiarity with risk transfer mechanisms, underwriting guidelines, and reporting tools

About SageSure

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020‑2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe‑exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of in‑force premium and helps protect more than 970,000 policyholders.

We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry's toughest challenges.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.

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