Senior Product Manager - Loan Against Securities & LAMF

As a dynamic Senior Product Manager, you will lead the charge in redefining how Indians access liquidity from their investments by owning the end-to-end digital lifecycle for Loan Against Shares (LAS) and Loan Against Mutual Funds (LAMF). Your goal is to build a frictionless, "instant-approval" journey that transforms a stagnant portfolio into a live credit line in under 5 minutes, all while maintaining a rock-solid risk and regulatory framework.

Key Responsibilities: - Product Vision & Roadmap: Own the strategy for LAS/LAMF, focusing on building a scalable lending engine from lead generation to loan closure. - Competitor Benchmarking & Market Intelligence: Conduct rigorous analysis of the Indian lending landscape to ensure our product remains the top choice for investors. - Digital Onboarding & UX: Architect a seamless "zero-paperwork" onboarding journey by integrating digital KYC, e-NACH, and e-Signatures for a fully digital experience. - Ecosystem Integrations: Lead deep-tech integrations with R&T Agents and Depositories for real-time lien marking, pledging, and unpledging. - Next-Gen Data Utilization: Utilize the Account Aggregator framework to personalize credit limits and offer "pre-approved" LAS offers. - Margin & Risk Management: Collaborate with Risk & Credit teams to build automated margin-call systems and implement LTV frameworks across various asset classes. - Regulatory Compliance: Stay updated on RBI and SEBI guidelines to ensure adherence to LTV caps, concentration risks, and reporting standards. - Stakeholder Orchestration: Act as the bridge between Engineering, Credit Risk, Operations, and Legal to translate complex credit policies into functional requirements.

Qualifications Required: - Deep expertise in Loan Against Mutual Funds (LAMF) and Loan Against Shares (LAS). - Hands-on experience working with ecosystem entities like CAMS, KFintech, CDSL, and NSDL. - Strong familiarity with operational and risk nuances in the Indian securities-backed lending ecosystem. - Strategic thinking with strong execution orientation. - High ownership and accountability. - Ability to balance growth objectives with prudent risk management. - Strong communication and stakeholder management skills. - Ability to operate effectively in a fast-paced and performance-driven environment. As a dynamic Senior Product Manager, you will lead the charge in redefining how Indians access liquidity from their investments by owning the end-to-end digital lifecycle for Loan Against Shares (LAS) and Loan Against Mutual Funds (LAMF). Your goal is to build a frictionless, "instant-approval" journey that transforms a stagnant portfolio into a live credit line in under 5 minutes, all while maintaining a rock-solid risk and regulatory framework.

Key Responsibilities: - Product Vision & Roadmap: Own the strategy for LAS/LAMF, focusing on building a scalable lending engine from lead generation to loan closure. - Competitor Benchmarking & Market Intelligence: Conduct rigorous analysis of the Indian lending landscape to ensure our product remains the top choice for investors. - Digital Onboarding & UX: Architect a seamless "zero-paperwork" onboarding journey by integrating digital KYC, e-NACH, and e-Signatures for a fully digital experience. - Ecosystem Integrations: Lead deep-tech integrations with R&T Agents and Depositories for real-time lien marking, pledging, and unpledging. - Next-Gen Data Utilization: Utilize the Account Aggregator framework to personalize credit limits and offer "pre-approved" LAS offers. - Margin & Risk Management: Collaborate with Risk & Credit teams to build automated margin-call systems and implement LTV frameworks across various asset classes. - Regulatory Compliance: Stay updated on RBI and SEBI guidelines to ensure adherence to LTV caps, concentration risks, and reporting standards. - Stakeholder Orchestration: Act as the bridge between Engineering, Credit Risk, Operations, and Legal to translate complex credit policies into functional requirements.

Qualifications Required: - Deep expertise in Loan Against Mutual Funds (LAMF) and Loan Against Shares (LAS). - Hands-on experience working with ecosystem entities like CAMS, KFintech, CDSL, and NSDL. - Strong familiarity with operational and risk nuances in the Indian securities-backed lending ecosystem. - Strategic thinking with strong execution orientation. - High ownership and accountability. - Ability to balance growth objectives with prudent risk management. - Strong communication and stakeholder management skills. - Ability to operate effectively in a fast-paced and performance-driven environment.