Senior Solutions Architect- Fintech, Banking

Key Responsibilities

Product & Delivery Collaboration

• Work closely with product managers to transform financial and regulatory requirements into actionable technical designs.
• Support backlog refinement by breaking architecture down into epics, enablers, and technical user stories.
• Guide engineering teams during delivery, providing architecture direction during design, development, testing, and go-live.

Regulatory, Compliance & Security

• Embed security-by-design across identity, access management, data protection, encryption, and threat modeling.
• Ensure solutions comply with CBUAE mandates, financial governance frameworks, and internal risk policies.
• Validate that all regulatory reporting, audit trails, lineage, and supervisory visibility requirements are incorporated.

Data & AI Architecture

• Define data models, pipelines, and governance frameworks for risk analytics, AML detection, liquidity insights, and financial AI use cases.
• Collaborate with data scientists and AI teams to ensure explainability, fairness, and regulatory acceptability of AI-driven components.

Operational Resilience & Observability

• Design for high availability, business continuity, multi-zone resilience, and disaster recovery scenarios.
• Ensure deep observability through logging, metrics, tracing, and operational dashboards tailored for financial operations teams.

Stakeholder Engagement & Governance

• Lead architecture workshops with CBUAE, financial institutions, and technology vendors.
• Facilitate design reviews and contribute to governance forums, architecture boards, and regulatory working groups.
• Produce clear, regulator-friendly architecture documentation and presentations.

Leadership & Vendor Oversight

• Mentor engineers and solution designers to uplift architectural maturity.
• Review vendor proposals, SOWs, and deliverables for technical quality and compliance.
• Champion engineering excellence and financial‑grade architectural discipline across teams.

Experience

• Bachelor's or Master's degree in Computer Science, Engineering, Information Systems, or related field.
• 8–12+ years of experience in solution or enterprise architecture.
• Strong experience designing and delivering financial systems, especially:
  • Payment platforms, RTGS, ACH, instant payments
  • CSD/ICSD, custody, post‑trade processing
  • Regulatory technology (RegTech) and supervisory platforms
  • Financial data infrastructure, risk analytics, AML/Fraud systems
• Proven experience building secure, compliant, high‑availability platforms operating under strict regulatory constraints.

Technical Skills

• Architecture & Distributed Systems: Microservices, DDD, integration patterns, high‑availability design.
• Cloud & Infra: Azure/AWS, Kubernetes, service mesh, IaC (Terraform/Bicep).
• Security: Zero‑trust, IAM, PKI, encryption, secrets management, threat modeling.
• Data: Data lakes/warehouses, governance, lineage, streaming pipelines.
• Financial Standards (preferred): ISO 20022, SWIFT, FIX, AML/KYC frameworks, regulatory reporting