Senior Technical Product Manager: CredTech

Role Overview

The Senior Technical Product Manager: CredTech is responsible for defining and delivering the credit technology platforms and products that enable origination, decisioning, servicing, and collections across the enterprise. This role ensures that credit products are powered by scalable, secure, and intelligent technology solutions, while balancing risk management, compliance, and customer experience.

Educational Qualifications

• Bachelor’s degree in Computer Science, Information Systems, Finance, or related field (mandatory).
• Postgraduate qualification (MBA, MSc in FinTech, Risk, or Data Science) – advantageous.
• Professional Certifications (preferred/required):
  • Credit Risk/Banking: CFA, FRM (Financial Risk Manager), or equivalent.
  • Product Management: Agile Product Owner (PSPO, SAFe POPM).
  • Data/Decisioning: Machine Learning or Data Analytics certifications (advantageous).
  • Cloud/Platform certifications (AWS/Azure/GCP – relevant to credit platforms).

Relevant Experience

• 10–12 years’ experience in product management or credit technology, with at least 5+ years in senior product ownership.
• Proven track record in delivering credit/lending platforms, including origination, decisioning, and loan servicing.
• Strong knowledge of credit risk management, lending workflows, and regulatory requirements.
• Experience with decisioning engines (e.g., FICO, Experian, Provenir), credit bureau integrations, and APIs.
• Exposure to digital lending models, embedded credit, BNPL, and alternative credit scoring.
• Prior experience in regulated industries (banking, fintech, financial services) preferred.