Sr. Business Analyst - Anti-Money Laundering

About

As a Senior Business Analyst in the Anti‑Money Laundering (AML) organization, you will develop and maintain suspicious activity detection models to safeguard Capital One from fraud and money laundering. Risk management is at the center of what we do at Capital One, and the AML team is an important part of managing financial and compliance risks for the enterprise. You will join a team working to build our future state of monitoring, owning improvements and implementing new technologies to our existing infrastructure. You will work collaboratively with lines of business, AML investigators, and Advisory and Legal partners to ensure changes are both impactful and compliant.

Responsibilities

Your role will include:

• Analyzing customer and transactional data to identify opportunities for improvement in risk detection
• Communicating recommendations to leaders through memos and presentations
• Supporting specific risk models designed to highlight suspicious activity – spanning the Card, Bank and COAF lines of business

General Responsibilities:

• Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
• Perform modeling/analytics to assist new product and pricing strategies for various lending products
• Support direct‑to‑consumer marketing efforts for select products and strategic intent for products distributed through the retail channel; build targeted insights to inform design and development of new customer experiences and breakthrough technology
• Support step‑change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Involve problem frameworks, develop hypotheses, test and analyze, develop solutions, scope operational feasibility, lead implementation efforts and develop a monitoring plan
• Work closely with colleagues across Capital One—including IT, Sales, Operations, Finance and others—to drive improvement in quality, volume, service, and profitability
• Demonstrate a proven track record of decision making and problem solving based on analytics; strong quantitative orientation
• Exhibit strong business judgment, leadership, and integrity; tenacious decision‑making with a responsible approach to business
• Possess impeccable written and oral communication skills, strategic influencing ability, and the capacity to drive agreement through intellect, interpersonal and negotiation skills
• Display an intense focus on achieving both short‑ and long‑term goals; drive and execute an agenda in an uncertain and fluid environment
• Thrive in a fast‑paced, entrepreneurial, dynamic environment; previous consulting experience is a plus

Requirements

What you bring

• Analytical Skills: Comfortable exploring raw data and drawing conclusions about customer behavior and risk signals.
• Communication: Ability to translate detailed analysis into easy‑to‑understand findings that leaders can digest and act upon.
• Collaboration: Ability to balance input and needs of diverse stakeholder groups to reach optimal results.

Basic Qualifications

• At least 2 years of professional experience performing analysis.
• Currently has, or is in the process of obtaining, one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
  • A Bachelor’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related quantitative field).
  • A Master’s Degree in a quantitative field (same list as above) or an MBA with a quantitative concentration.

Preferred Qualifications

• Master’s Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering.
• 1+ years of experience in statistical model building.
• 1+ years of experience in market research.
• 1+ years of experience in SQL querying.
• 2+ years of experience in business analysis.
• 1+ years of experience in consulting.

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.