Strategy and Analytics, Credit

About Us

We are the leading provider of innovative identity and risk solutions, empowering institutions and individuals to transact confidently by preventing synthetic fraud, identity theft, and emerging forms of first-party fraud at the point of account application. Our solutions enable these secure transactions by leveraging a deep understanding of identity and risk, informed by machine learning models and insights from top risk analysts. We proudly serve a broad array of financial institutions, from the largest U.S. banks to leading credit unions and fintech unicorns.

Headquartered in San Francisco, the company was founded in 2017 and has raised $85M to date from investors including Andreessen Horowitz, Craft Ventures, and NYCA Partners.

What You'll Do

• Conduct deep, rigorous data analysis on prospect data to create proof-of-concept retro studies.
• Analyze raw credit reports, draw vintage curves, and apply a credit-focused lens to data.
• Partner with the sales team to build and deliver compelling, data-backed business cases and ROI narratives.
• Present complex analytical findings to senior stakeholders at financial institutions.
• Work with Python and Jupyter notebooks to perform rigorous data analysis.

Key Requirements

• 5+ years of experience in hands-on credit risk analysis, working with raw credit data at a fintech or financial institution. (Mandatory)
• Hands-on experience with raw credit reports and vintage curves (Mandatory)
• Background at high-growth fintech or VC-backed startup (sub-500 employees). (Nice-to-have)
• Founder experience or a strong entrepreneurial background. (Nice-to-have)
• Degree from a top-tier university (or equivalent top-tier work experience) (Mandatory)
• Credit domain expertise (Mandatory)
• Deep understanding of analytical concepts like precision and recall (Mandatory)
• Proficiency with SQL and/or Python for data analysis. (Mandatory)

Why Join Us

• Market Leader: We officially partner with 13 out of the top 15 banks in the US including JP Morgan Chase and Citibank. This shows our strong product-market fit and industry validation.
• Proven Growth: $85M raised from top-tier investors like Andreessen Horowitz, Craft Ventures, and NYCA Partners. We're at 170 people and planning 100+ hires this year.
• Industry Recognition: Forbes Fintech 50 company every year since 2023. We made history as the first eCBSV provider and testified before Congress.
• Strong Compensation: $180K-$220K base salary plus equity and comprehensive benefits including employer-paid health insurance for you and dependents.
• Remote Flexibility: Work from anywhere in the US with optional office access in Austin, SF, NYC, Seattle, LA, and Chicago.