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Credit & Pricing Analyst

E-Merge

South Africa · On-site Full-time Mid Level R960k – R960k/yr 2d ago
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About the role

We are looking for a Credit & Pricing Analyst. Data isn't just for reporting - it drives our strategy, profitability, and growth. As a Credit & Pricing Analyst, you will sit at the centre of our commercial engine, reporting to the Group Head of Credit and owning the analytical models that shape our credit and pricing decisions.

Technical Expertise

  • Strong proficiency in SQL for data extraction and manipulation
  • Advanced skills in Python or R for statistical analysis and modelling (e.g., scikit-learn, pandas, seaborn)
  • Experience building and maintaining Credit scorecards
  • Pricing models
  • Complex financial / P&L forecasts
  • Familiarity with Tableau, Power BI, or other visualization tools is a plus

Experience

  • Bachelor's or Honours degree in Actuarial Science, Statistics, Data Science, Mathematics, or a related quantitative field
  • 2-5 years in credit risk, pricing, or data science
  • Preferably within fintech, lending, or financial services

Required Skills

  • SQL
  • Python or R
  • Statistical Modelling
  • Credit Risk Analysis
  • Financial / P&L Modelling

Skills

Credit Risk AnalysisFinancial / P&L ModellingPandasPower BIPythonRScikit-learnSeabornSQLStatistical ModellingTableau

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