Senior Data Scientist; Real Estate Lending Product Strategy

Position: Senior Data Scientist (Real Estate Lending Product Strategy) Overview

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization.

Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Intermediate professional within field; requires moderate skill set and proficiency in discipline.

Responsibilities • Design, develop, and evaluate moderately complex predictive models and advanced algorithms • Identifies meaningful insights from large data and metadata sources • Test hypotheses/models, analyze, and interpret results • Exercise sound judgment and discretion within defined procedures and practices • Develop and code moderately complex software programs, algorithms, and automated processes • Use modeling and trend analysis to analyze data and provide insights • Develop understanding of best practices and ethical AI • Transform data into charts, tables, or format that aids effective decision making • Build working relationships with team members and subject matter experts • Lead small projects and initiatives • Utilize effective written and verbal communication to document and present findings of analyses to a diverse audience of stakeholders Qualifications • 3-5 years of experience in exploratory data analysis • Basic understanding of business and operating environment • Statistics • Programming, data modeling, simulation, and advanced mathematics • SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS • Model lifecycle execution • Technical writing • Data storytelling and technical presentation skills • Research Skills • Interpersonal Skills • Working knowledge of procedures, instructions, and validation techniques • Model Development • Communication • Critical Thinking • Collaborate and Build Relationships • Initiative with sound judgement • Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.) • Sound Judgment • Problem Solving (Responds as problems and issues are identified) • Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields Desired Qualifications • Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering Additional Information

Hours: • Monday - Friday, 8:00AM - 4:30PM Location: • 820 Follin Lane, Vienna, VA 22180 About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

FORTUNE 100 Best Companies to Work For 2026

Yello and Way Up Top 100 Internship Programs 2025

Computerworld Best Places to Work in IT 2026

Most Loved Workplace - America's Top Most Loved Workplaces 2025

2025 PEOPLE Companies That Care

Newsweek Most Trustworthy Companies in America 2026

Military Times 2025 Best for Vets Employers

Forbes 2026 America's Best Large Employers

Forbes 2025 America's Best Employers for New Grads

Forbes 2025 America's Best Employers for Tech Workers

2025 Ripple Match Campus Forward Award Winner for Overall Excellence

Top Military Spouse Employers 2025

2026 Handshake Early Talent Award

Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026

From Fortune Magazine. 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion…