Liquidity Risk Analyst

Job Summary

The Funding and Liquidity Management team formulates and executes on the overall Absa Group funding strategy, which is designed to support the strategic liquidity risk management objectives. This means ensuring that Absa Bank, and other entities in the Group, are appropriately funded in order to meet strategic growth objectives while remaining compliant with regulatory requirements, liquidity risk appetite as well as liquidity crisis survival. This role is pivotal in ensuring that funding and liquidity risk is mitigated.

Accountability: Liquidity risk and Funding reporting

• Prepare daily / monthly liquidity Regulatory reporting and analytical packs for submission to the Regulator.
• Prepare responses to queries raised by the Regulator.
• Prepare other internal funding and liquidity reports to monitor, manage and mitigate liquidity risk.
• Prepare funding and liquidity dashboards / packs for inclusion in committee meetings for senior management to make effective decisions.
• Prepare funding and liquidity packs for rating agencies / Pillar 3 reporting and other external stakeholders.

Accountability: Financial modelling / analysis

• Drive and deliver liquidity and funding ratio and process optimisation initiatives.
• Perform detailed analysis (trend, competitor and forecasts) on key liquidity metrics and ratios.
• Collect, interrogate and consolidate information from the Absa Regional Operations for monthly liquidity risk reporting at a Group level.
• Annually review relevant assumptions used in liquidity reporting to ensure they are appropriate.

Accountability: Business context

• Develop an internal network within Absa Bank at different business units and within Group Treasury.
• Develop and expand an understanding of approaches used in the management of liquidity and funding risk.
• Provide support for meetings with auditors, ratings agencies and other parties as required.
• Assist with production of presentations on topics related to liquidity risk and funding for various audiences as required.

Education and Experience Required

• Relevant degree in Maths/Finance/Risk Management
• Prior banking experience (Treasury environment preferable)
• The role requires the suited candidate to be skilled in data manipulation

Special work requirements:

• Most complex decision that can be taken without referral to the manager: Applying judgement in area of expertise, i.e. appropriate approaches to employ for regulatory or other reporting on liquidity risk management.
• Business change accountability: Recommends change and optimisation of processes, specifically including Regulatory change which is prevalent in the current economic environment.
• Finance/Resource accountability: Assist in the generation of information used for financial reporting and decision making.

Education

• Bacharelato e Diplomas Avançados: Ciências Financeiras (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank. Absa Bank Limited reserves the right not to make an appointment to the post as advertised

At Absa, our story is not a single narrative. It’s thousands of individual journeys unfolding across Africa and beyond. From colleagues serving customers in local communities to teams shaping financial solutions across borders, Absa is built on people who bring their lived experiences, ambitions and perspectives into the workplace every day. Whether you’re starting your career, a seasoned leader or somewhere in between, your contribution is seen, valued and connected to something bigger. Our presence across Africa – which spans personal and business banking, corporate and investment banking, wealth and investment management, and insurance – exists because of the people who show up in their roles with purpose. Across Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda and Zambia, our colleagues are shaping what Absa becomes in each market. Beyond the continent, teams in global offices and a technology hub support and extend the stories that prove that African talent can lead, influence and innovate on the global stage. At Absa, your story matters because progress is driven by human experience, not hierarchy. When people are enabled to bring their whole selves to work, they don’t just build careers. They help shape the future of Africa’s financial services landscape.